ISO TRX

IsoTRX is a Mexican payments technology company that provides cloud-based microservices enabling financial institutions, neobanks, and other providers to offer digital banking and payment solutions. Founded in 2008 and headquartered in Ciudad de León, Guanajuato, the company operates as ISO TRX S.A. DE C.V. IsoTRX's platform functions as middleware connecting Mexico's financial ecosystem through APIs that accelerate clients' time-to-market and digital transformation initiatives. The company's core offering includes card issuance and processing services supporting multiple card networks including Visa, Mastercard, and Carnet. Their platform handles various card types such as debit cards, credit cards, prepaid cards, payroll cards, gift cards, and virtual cards. IsoTRX provides comprehensive transaction processing capabilities across multiple channels including point-of-sale terminals, ATMs, e-commerce platforms, mobile applications, and wearable devices. The platform supports both EMV chip technology and contactless payments. Additional services include customer onboarding, balance inquiries, transaction management, card status controls, PIN management, peer-to-peer transfers, and chargeback handling. The company connects directly with card networks and BIN sponsors to provide authorization systems that operate under customizable business rules and communicate with settlement entities. IsoTRX emphasizes PCI DSS compliance for data security and partners with entities like STP, which connects participants to Mexico's SPEI payment system operated by Banco de México. The company is led by CEO Federico Alanis and maintains a small team of approximately 6-10 employees. IsoTRX positions itself as facilitating financial inclusion by helping clients reach unbanked populations and supporting the development of a cashless society in Mexico.