Koin is a Brazilian-origin fintech company founded in 2013 that specializes in digital payments, fraud prevention, and Buy Now Pay Later solutions across Latin America. , the company has evolved from a BNPL-focused startup into an integrated fintech platform serving e-commerce merchants throughout the region. , with .

The company's core offerings span three main areas: payment gateway services (KoinPay), anti-fraud technology, and consumer financing. . . .

In Mexico, Koin has established operations with a strategic focus on e-commerce fraud prevention and payment processing. . . . The company integrates with major e-commerce platforms including VTEX, Shopify, and leading payment aggregators through a single API, targeting sectors such as travel, electronics, and fashion where fraud risk is particularly elevated.