yunius

Yunius is a Mexican fintech company based in Aguascalientes that provides comprehensive software solutions for microfinance institutions and financial entities. Operating under the brand Yunius Microfinance Intelligence, the company offers an automated information system designed to control and manage the integral operations of financial entities of any size, including SOFOMEs (Multiple Purpose Financial Societies), SOFIPOs (Popular Financial Societies), pawn shops, leasing companies, and savings and loan associations. The platform enables management of lending and microlending programs in an integrated manner, covering various credit methodologies such as community banking, solidarity groups, individual microloans, traditional loans, payroll lending, leasing, factoring, and pawn operations. The cloud-based system operates via internet connectivity through Amazon Web Services (AWS), allowing real-time access from headquarters, branches, mobile units, and remote work locations without requiring institutions to maintain their own servers or specialized IT personnel. Key features include loan portfolio management, field administration controls, treasury-level decision support, automatic generation of bank transactions and accounting entries, and integration with electronic banking services. The platform addresses regulatory compliance requirements from Mexican authorities including the CNBV (National Banking and Securities Commission) for anti-money laundering and terrorism financing (PLD/FT) regulations, as well as SAT (tax authority), CONDUSEF (consumer protection), and credit bureaus. With over 18 years of experience in the microfinance sector, Yunius serves financial institutions seeking to automate operations from operational to managerial levels. The company employs between 11-50 people and is developed by DAComp S.C., a technology firm also based in Aguascalientes.