100 Ladrillos

100 Ladrillos is a Mexican real estate crowdfunding fintech that lets individuals invest in income‑generating properties by buying fractional shares called Ladrillos, earning monthly rent and capital gains (plusvalía) without managing the properties themselves.

Proud of having “revolutionized” real estate investing, it reports over 250,000 registered users, more than 57,000 active investors, around 32 properties in its portfolio, MXN 1,000 million in assets under management, and roughly MXN 400 million in total returns (rent + plusvalía) with about 95% portfolio occupancy.

How the platform works

100 Ladrillos selects properties with strong rental and appreciation potential (commercial, office, industrial, mixed‑use, in Mexico and the US), then divides each into equal fractions—Ladrillos—and places the asset in a dedicated bank trust (fideicomiso) that protects each co‑owner’s rights. Investors buy one or more Ladrillos entirely online, starting from a few thousand pesos, and once the funding phase ends the platform manages the property: tenant search, leases, rent collection, maintenance, and regular reporting; investors receive monthly rental income on the platform and benefit from price appreciation when they sell their Ladrillos on the secondary market.

The platform classifies opportunities by risk grades (A1–B3) and investment style—Patrimonial (long‑term rent + variable plusvalía), Plusvalía Fija (return focused on sale proceeds), and Renta Garantizada (pre‑agreed rent plus defined exit)—with historical total returns cited in ranges such as 10–20% annually, depending on product and market. Case studies on early properties show combined rent + plusvalía returns of 50–99% over several years, with rent increases of 25–36% and strong occupancy once stabilized.

Regulation and safety

100 Ladrillos operates as an Institución de Financiamiento Colectivo (IFC) authorized by the CNBV under Mexico’s Fintech Law, with its license (authorization P065/2021) published in the Diario Oficial de la Federación on 30 September 2021 for Plataforma Inmobiliaria Cien Ladrillos, S.A.P.I. de C.V.. This means it is regulated and supervised by CNBV, and CONDUSEF, must follow strict rules on disclosure, governance, AML/CTF, and keeps each property in a separate trust, giving legal backing and asset segregation for investors.

Investor experience and community

Investors manage their portfolios 24/7 via a fully digital platform, can use payment plans (e.g., installments without interest), and trade Ladrillos on a secondary market, adjusting positions or realizing plusvalía. Testimonials highlight transparency, trust, personalized advisory, and educational experiences (e.g., visits to developments like Babel in Tulum or Ferran parks) that help investors understand their assets and build long‑term financial freedom through real estate.

In summary, 100 Ladrillos combines regulated crowdfunding, property‑level trusts, and active asset management to put institutional‑type real estate deals within reach of everyday Mexican and international investors.

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