Top Kapital

Top Kapital is a real estate crowdfunding platform based in Aguascalientes, Mexico, that specializes in helping small real estate developers secure funding for their projects through collective financing campaigns. The company operates as an Institución de Financiamiento Colectivo (Collective Financing Institution) under Mexico's Fintech Law, regulated and supervised by Mexican financial authorities. Top Kapital received its official authorization from the Comisión Nacional Bancaria y de Valores (CNBV) with authorization number 311-12536446/2022, positioning itself among the authorized fintech entities in Mexico's regulated ecosystem. The platform markets itself as the first real estate crowdfunding platform in the Bajío region, targeting both small real estate developers seeking capital and investors interested in real estate investment opportunities. The company is headquartered at San Telmo Business Center in Aguascalientes and has assembled a team with expertise in operations, finance, and legal frameworks. According to industry reports, approximately 15% of real estate developers in Mexico have utilized crowdfunding as a financing method. While Top Kapital has obtained regulatory authorization, multiple sources indicate the company has been in a pre-operational phase, working to establish its platform infrastructure and client engagement systems before launching full commercial operations. The platform focuses on conducting thorough risk assessments of both investors and applicants to ensure proper identification and compliance with anti-money laundering regulations. Top Kapital positions itself within Mexico's growing alternative finance sector, which includes 23 authorized collective financing entities as of recent regulatory counts.