Arces

Arces is a regulated real estate crowdfunding fintech that lets people invest in pre‑sale property projects in Mexico’s southeast from relatively low amounts (around MXN 10,000–30,000) using a fully digital app. Its model replicates a common strategy of expert investors—buying at a pre‑sale discount and selling when construction is finished—but opens it to smaller investors through fractional ownership (investment titles) in selected projects.

Regulation and structure

Arces operates under Mexico’s Fintech Law as an Institución de Financiamiento Colectivo (Crowd Up Mex, S.A.P.I. de C.V., IFC) and is authorized, regulated, and supervised by CNBV, and CONDUSEF. Investments are 100% digital via the Arces app or website, and the platform appears in CNBV’s official list of authorized crowdfunding institutions, with periodic financial and regulatory disclosures.

How the investment works

Arces focuses on early‑stage pre‑sale projects (residential and mixed‑use) in high‑growth areas like Yucatán and the broader southeast. The process is:

Arces selects and vets projects using a proprietary analysis methodology and an expert committee (real estate, banking, finance, tech), targeting “premium pre‑sales” with strong commercial viability and appreciation potential.
Investors buy investment titles representing co‑ownership or royalties over the project; minimum tickets shown on live projects range from about MXN 8,500 to MXN 80,000 depending on deal size.
During construction (typically 18–36 months), the property gains value; at completion, Arces sells the asset through its broker network at what it considers the optimal time/price, and 100% of sale proceeds (minus developer obligations) are distributed among investors—Arces states it does not charge commissions to investors and earns from the project side.

The platform markets a PlusvalíaX2 strategy, targeting total returns from roughly 15–30% over 24–36 months, meaning annualized yields often well above inflation and CETES, though not guaranteed and subject to market and execution risk.

Positioning and focus

Arces brands itself as “your bridge to the best investment,” aiming to give nationwide investors access to the southeast’s growth (Yucatán, Quintana Roo, etc.), where it highlights security, economic diversification, and big‑name corporate investments as tailwinds. By combining regulated crowdfunding, expert project selection, and fractional tickets, it seeks to offer an accessible, higher‑yield alternative to traditional real‑estate investing while keeping investors informed through ongoing project updates and a dedicated support team.

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