Fintech authorization counsel for scaleups in Mexico

You cannot choose the regulator. You can choose who prepares your file.

Queue times are set by the financial regulator, and the decision is always theirs. What is not fixed is how fast your file is built and how fast observations are answered. Files we prepare have historically reached authorization 47 to 53% faster than the sector average.

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416 days to an electronic payment institution (IFPE) authorization. Observations answered in under 24 hours.

The "Valley of Death" is Administrative

The problem

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‍The Burn Rate Enemy: Every day stuck in CNBV limbo is capital burned on payroll without revenue. Traditional firms don't care; they get paid anyway. We care.
The "Junior" Bottleneck: Big Law assigns your critical path to associates learning on the job. We assign it to architects who helped create the FinTech Regulation.
The Due Diligence Trap: Your Series C investors will audit your legal structure with a microscope. You need robust, scalable architecture.

The variable you control is not the queue. It is the file.

According to the authorizations published in the Diario Oficial de la Federación, average authorization time for Financial Technology Institutions has moved from 594 days across 22 authorizations in one period to 855 across 74 in the next. The queue is the regulator's to manage. What you do get to choose is who builds the file, how few observations it triggers, and how fast they are answered. That is where the months are won.

The solution

Built for Hyper-Growth

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A 24-hour response SLA

On priority engagements we answer urgent items within 24 hours. We scale with systems, not junior headcount, so the partner stays on your critical path instead of becoming your bottleneck.

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Regional Hub Strategy

An international network since 2017, and the data to go with it: we are building the fintech map country by country. Colombia is live, Peru is next. We architect cross-border vehicles for tax neutrality and multi-jurisdictional exits.

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FaaS & API Compliance

We understand "Fintech-as-a-Service". We structure commercial commission models to navigate FaaS prohibitions legally, keeping your product roadmap alive.

Trusted by Leading Unicorns

Most of the companies above came to us through another founder. We have also served as the fintech arm of Big Four firms and of top-tier practices in New York and London, and Mexican tier 1 firms refer clients to us.

Chambers and Partners ranks the firm and its founding partner in FinTech. Jurídicon® was recognised by the organisers of the LLM x Law Hackathon at Stanford Law School, and the firm was one of four projects out of sixty showcased at the AI Lab of the UK Financial Conduct Authority.

When it had never been done here, it was done with us.

First in Mexico

The first regulated tokenization, with Etherfuse, including the first CNBV criteria confirmation for a tokenized bond.

First in Mexico

Stablecoin remittances reaching the clients of the country's largest banking correspondent, with Spin by OXXO and Kira.

The framework itself

We lobbied the Fintech Law and drafted its secondary regulation across 270+ working meetings with CNBV, Banxico and SHCP.

Where the rules are written next

We represent the Mexican consortium in the Bank for International Settlements' Project Agora, alongside Solana, Stellar, Bitso and Etherfuse.

Changing counsel takes one afternoon.

The part founders dread is the handover. In practice it is the shortest part.

Step 01

You upload

One link. Your team drops in whatever exists already: the filing, the observation letters, corporate records, prior opinions.

Step 02

We read it

Your file is built from those documents and read against the regulatory record. Nobody on your side fills a questionnaire or explains the structure twice.

Step 03

You get the diagnosis

What is missing, what will draw observations, and what the realistic path looks like. Including, when it applies, the recommendation to stay where you are.

The partner you meet is the partner who does the work.

Forty-five minutes with Carlos Valderrama, the partner who will handle your matter from this call onward. Not an associate, not a handoff after signing. No billing surprises.

See our full Fintech legal services →

Not ready to talk yet? Every figure on this page comes from the authorizations published in the Diario Oficial, and you can read the record yourself. No form required.

See the regulatory dashboard →Open the Fintech Map →

Questions