Félix Pago

Félix Pago is a chat-based remittance platform that enables Latino immigrants in the United States to send money to Latin America via WhatsApp. Founded in 2020 by Manuel Godoy and Bernardo Garcia, the company operates as Felix Technologies Inc. and is headquartered in San Francisco, California, with a secondary presence in Miami. The platform allows users to initiate money transfers directly through WhatsApp without downloading additional applications, using conversational AI that processes text and voice messages to complete transactions in approximately 40 seconds for recurring users. Félix Pago currently serves customers sending money to Mexico, Guatemala, Honduras, El Salvador, Dominican Republic, Colombia, Nicaragua, Ecuador, and Peru. The service charges a fee of $2.99 USD per transfer to bank accounts in Mexico and Guatemala, with higher fees for cash pickup options. The company leverages blockchain technology and stablecoins, particularly USDC through partnerships with Circle and Bitso, to facilitate faster and more cost-effective cross-border transfers compared to traditional methods like SWIFT. In 2024, Félix Pago processed over $1 billion in remittances and serves over 250,000 active users. The platform has established strategic partnerships with major Latin American fintech companies including Nubank and Mercado Pago, allowing recipients to receive funds directly into their digital accounts. Felix Technologies Inc. is licensed as a money transmitter in certain U.S. states under NML ID #2302775 and operates as an authorized agent of UniTeller and Intermex. In April 2025, the company raised $75 million in Series B funding led by QED Investors, bringing total funding to approximately $109 million, and is reportedly approaching unicorn valuation status.