Tulkit

Tulkit Pay is a Peruvian fintech company that operates a multi-currency digital wallet platform enabling users to buy, store, and spend cryptocurrencies through a Mastercard prepaid card. The company is based in Lima, Peru, and was founded by CEO Gustavo Cam Rios. Tulkit Pay positions itself as a bridge between traditional financial services and the crypto economy, allowing users to convert cryptocurrencies into spendable funds at merchants worldwide that accept Mastercard. The platform offers both virtual and physical Tulkit Cards with contactless technology, enabling users to make purchases online and in physical stores globally. Key features include cashback rewards of up to 1% on purchases, ATM withdrawals, peer-to-peer transfers between Tulkit accounts, currency exchange capabilities, and customizable spending limits. The service operates 24/7 and claims to have no account opening fees, maintenance charges, or minimum balance requirements. Users can open accounts in approximately five minutes using Peruvian national ID, passport, or foreign residence cards for non-Peruvians. The platform supports multiple currencies and offers staking opportunities with reported 5% annual returns on USDT and USDC holdings. Tulkit Pay S.A.C. has developed mobile applications available on both Google Play and Apple App Store for the Peruvian market. While the company promotes cryptocurrency adoption and financial freedom, its primary market appears to be Peru rather than Mexico, and it operates as a digital wallet and card issuer that facilitates crypto-to-fiat spending rather than a pure blockchain infrastructure provider.