TOKA

Toka Internacional, operating as Toka Internacional S.A.P.I. de C.V., SOFOM, E.N.R., is a Mexican financial services company based in Zapopan, Jalisco, specializing in prepaid card solutions and digital payment services. The company operates as a non-regulated SOFOM (Sociedad Financiera de Objeto Múltiple, Entidad No Regulada), a financial institution authorized to provide credit and payment services without requiring traditional banking supervision. Toka has over 20 years of experience in the Mexican market and serves more than 4.5 million customers through its parent organization, Grupo Toka. The company's core business centers on issuing electronic wallet cards and payment solutions for both businesses and consumers. Its B2B products include Toka DESPENSA (grocery vouchers), Toka COMBUSTIBLE (fuel cards), Toka VIAJES (travel and expense cards), and Toka TOTAL (government social program dispersal cards). Toka holds authorization from Mexico's Servicio de Administración Tributaria (SAT) as an electronic fuel voucher issuer, making it the first SOFOM to participate in this sector. The company has developed multiple digital platforms, including Tokapay, a consumer-facing digital wallet and neobank alternative that provides account services, virtual and physical Mastercard debit cards, CLABE interbank account numbers, and utility payment capabilities. In 2021, Toka partnered with Whale Cloud and Ant Group to deploy the Alipay+ Digital Wallet Solution, becoming the first Latin American company to implement this technology. The company targets both corporate clients seeking employee benefit solutions and underbanked consumers seeking accessible digital financial services without traditional banking requirements.