Enlazados

Enlazados is a mobile-first banking application operated through Banco Ve por Más, a licensed Mexican financial institution that is part of Grupo Financiero Ve por Más. The platform provides digital banking services aimed at facilitating financial inclusion, particularly targeting users seeking accessible remittance services and basic banking functionality. Enlazados allows users to open accounts within minutes without administration fees or minimum balance requirements. The app offers a comprehensive range of financial services including instant remittance reception at competitive rates, domestic money transfers to other banks and Enlazados users, bill payments, mobile phone top-ups, and credit card payments. Users receive a Mastercard-branded debit card that can be used for purchases and ATM withdrawals at any Mastercard or Cirrus network ATM in Mexico, with two free ATM withdrawals per month. The platform integrates with Mexico's CoDi digital payment system, enabling QR code-based payments and collections. Users can monitor account balances and transaction history in real time, receive instant notifications for account activity, and manage card controls including PIN management and card blocking. As deposits are held with Banco Ve por Más, accounts benefit from IPAB deposit insurance protection up to 400,000 UDIs per customer. The service operates under the regulatory oversight of CNBV and CONDUSEF, Mexico's financial consumer protection agency. Enlazados positions itself as a solution for individuals who may lack access to traditional banking services, with particular emphasis on remittance services for cross-border money transfers from the United States to Mexico.