Cresium

Cresium is an Argentine fintech company founded in 2024 by Lorenzo Sacerdoti, Benjamín Durruty, Maximiliano Sánchez, and Ignacio Klyver, focused on providing comprehensive financial management solutions for small and medium-sized enterprises in Argentina and Latin America. The company operates as a digital business banking platform that partners with Banco Mariva to deliver banking services. Cresium offers an integrated business account that combines checking accounts in both Argentine pesos and US dollars, complete electronic check operations, automated payments and collections, investment capabilities with automatic yield generation, and ERP integration. The platform leverages artificial intelligence to automate financial processes, enabling companies to reduce administrative time by over 80 percent according to company claims. Key features include intelligent payment and collection systems that automatically process invoices, a financial calendar with AI-driven projections, multi-user access with role-based permissions, payroll management, and batch transfer capabilities of up to 500 transactions. The account opening process is fully digital and completed within 24 hours at no cost to businesses. As of late 2025, Cresium serves over 500 active business clients and has experienced significant growth, reporting 1,831 percent annual growth and processing one transaction every 30 seconds. The company received recognition through the Innovation with Impact Award 2025 from Fundación Banco Nación and Endeavor Argentina, which included USD 10,000 in funding and mentorship opportunities. Cresium is regulated by the Central Bank of Argentina and positions itself as a B2B-focused alternative to traditional banking, addressing the operational inefficiencies that SMEs face. The company has announced plans for regional expansion into Chile, Peru, and Colombia by 2026.