tudi

Tudi is a Mexican fintech company operating a mobile financial services application that provides cashless payment solutions to underserved and unbanked populations. A technology company under Stella Tech, Tudi is based in Monterrey, Nuevo León, and focuses on facilitating the transition to digital payments in Mexico's cash-dominant economy. The platform offers a comprehensive range of transactional services through a single application, including bill payments, money transfers, mobile top-ups, entertainment services, and government fee payments. The app also features community brand engagement capabilities at merchant points of purchase. Tudi targets Mexico's financially underserved market, where only 37 percent of adults hold bank accounts and just 32 percent have made or received digital payments. The company operates as a non-bank payment provider and has taken proactive compliance measures under Mexico's Fintech Law (LRITF). In 2023, Tudi partnered with ThetaRay to implement AI-powered anti-money laundering transaction monitoring through the SONAR platform, enabling the company to detect sophisticated financial crimes including money laundering, narco-trafficking, and terrorist financing. This partnership positions Tudi to meet regulatory requirements while serving its mission to provide low-cost, convenient digital financial services to Mexico's unbanked population. The platform aims to reduce the cash-based economy and increase financial inclusion, particularly among younger generations seeking accessible digital financial solutions.