Moniic

Moniic is a Mexican fintech company founded in 2019 and headquartered in Ciudad de México that provides real-time financial management and cash flow optimization tools for small and medium-sized businesses. The platform centralizes financial information to give companies complete visibility of their financial health in real-time, enabling treasury departments and executives to make timely data-driven decisions. Moniic automates manual treasury processes, potentially reducing them by up to 40 percent, and offers automatic reconciliation of accounts receivable and payable. The platform provides simplified payment management, automated collection through digital payment methods, and reliable liquidity forecasts to help businesses better prepare for unforeseen circumstances. The company was co-founded by Larissa Moreno Rios, Oscar Roque, Allan Flores, and Larissa Moreno, with Oscar Roque serving as CEO. Moniic is described as a product of SBFIX and targets SMBs in Mexico with its cash management solutions. The company raised seed funding in February 2020 from investors including Startupbootcamp Holding, Finnovista, and GrowthX Capital. Moniic operates in the financial software sector, competing with both global payment processors and local cash management solutions. The platform emphasizes digital transformation for Mexican businesses by automating treasury operations, centralizing financial data, and providing capital visibility that allows companies to identify growth opportunities and maximize profitability. Moniic currently employs approximately nine people and continues to serve the Mexican SMB market with its financial management technology.