Decaf

Decaf is a Miami-based fintech company founded in 2022 that provides an all-in-one global financial platform enabling users to manage personal and business finances across fiat currencies, cryptocurrencies, and foreign exchange. The company operates a non-custodial digital wallet and point-of-sale system that facilitates cross-border payments, remittances, and currency conversions with minimal fees. Decaf's platform allows users to deposit funds via bank transfer, cash, or crypto, and supports sending, receiving, and transacting in multiple currencies including USDC stablecoin. The company has integrated with MoneyGram to enable cash-to-USDC conversions in 38 countries, providing financial access in regions underserved by traditional banking. Decaf specifically targets remote workers, entrepreneurs, refugees, and communities in high-inflation economies, positioning itself as a solution where conventional financial institutions cannot operate. The platform operates on blockchain infrastructure including Solana and Stellar networks, offering features such as NFT-gated commerce and crypto payment acceptance for businesses. Decaf's point-of-sale system has been deployed at various retail locations and supports Solana Pay integration. The company emphasizes serving Latin American markets and enabling remittances with favorable exchange rates compared to traditional providers like PayPal. While headquartered in the United States with approximately 9 employees, Decaf markets itself as serving global users, particularly in emerging markets where currency volatility and limited banking access create demand for alternative financial solutions.