Moneypool

Moneypool is a Mexican fintech company that operates as an Electronic Payment Fund Institution (IFPE), making it the first digital wallet regulated under this category by the National Banking and Securities Commission (CNBV) in Mexico. Founded by Ignacio Álvarez (CEO) and Gerardo Acuña (CTO), the company is headquartered in Monterrey, Nuevo León. Moneypool specializes in facilitating group collections and peer-to-peer payments, addressing the cultural practice of "coperachas" (group money pooling) for social events, group gifts, and shared expenses. The platform allows users to create payment pools, share unique links or QR codes, and collect funds without requiring participants to share sensitive banking information such as CLABE numbers. Users can pay instantly using credit or debit cards, with the company generating revenue through transaction fees charged to payers. As a regulated IFPE, Moneypool provides electronic payment accounts and digital wallet services under strict CNBV oversight, ensuring data security and regulatory compliance. The company has raised approximately $6.12 million from investors including Singularity Capital and gained national recognition by securing investment from Karla Berman on Shark Tank México in November 2025, becoming the first regulated digital wallet to appear on the show. Moneypool has grown organically to over 160,000 active users (with reports of up to 600,000 registered users) and has processed hundreds of thousands of group collections. The company's target market focuses primarily on parents of children in private schools, leveraging the frequent need for group payments during the school year, with plans to expand to young professionals and university students. The platform emphasizes financial inclusion by connecting users' transactional and social profiles to potentially offer future financial products such as loans and savings services to underserved populations.