tonder

Tonder is a payment orchestration platform that provides unified payment infrastructure for businesses operating across Latin America. Founded in 2022 and headquartered in Miami, Florida, the company operates with a presence in Mexico, Colombia, Brazil, Argentina, Ecuador, and Chile. Tonder enables merchants to accept and process digital payments through a single API integration and one contract, eliminating the need to manage multiple payment provider relationships across different countries. The platform supports multiple payment methods including credit and debit cards through local and international card networks, bank transfers via SPEI, cash payments at convenience stores like OXXO, e-wallets such as Mercado Pago, and alternative payment methods specific to each market. Tonder's core offering centers on payment orchestration with intelligent routing capabilities that automatically direct transactions to optimal payment processors based on real-time conditions, helping to increase authorization rates and reduce transaction costs. The platform provides both pay-in and payout solutions, allowing businesses to accept payments from customers and disburse funds to users through various channels. Additional features include customizable branded checkout experiences for web and mobile applications, payment links for selling without a website, real-time transaction monitoring and reporting, automated reconciliation, and PCI DSS compliant security measures with fraud detection. The company positions itself as addressing Latin America's fragmented payment landscape, where differing regulations, banking systems, and payment preferences across countries create complexity for businesses seeking regional expansion. Tonder employs between 11 and 50 people and operates as a remote-friendly company. The company raised an undisclosed funding round in June 2023.