Flowpagos

FlowPagos is a payment platform originally founded in Chile in 2013 as a spin-off of Tuxpan Ingeniería and has since expanded operations to Mexico and Peru. The company enables businesses to securely process and manage online sales through a comprehensive payment gateway solution. FlowPagos provides access to over 150 local payment methods via a single API integration, including major credit and debit cards such as Visa, Mastercard, Carnet, and American Express. In the Mexican market specifically, the platform supports cash payment options through convenience store networks including Oxxo and 7-Eleven, enabling merchants to reach unbanked populations. The company also processes bank transfers through Mexico's SPEI electronic payment system, which is compatible with all Mexican banks and serves over 100 million accounts. FlowPagos offers smart routing capabilities designed to increase conversion rates and optimize transaction success. The platform maintains PCI Level 1 certification, the highest level of security standards for handling card data. In Chile, the company reports having over 50,000 clients and processes more than one million transactions monthly. FlowPagos positions itself as a cross-border payment solution for Latin American e-commerce, targeting businesses that need to accept diverse payment preferences across multiple countries in the region. The platform supports both online and in-person payment collection, including QR code payments and social media commerce through WhatsApp, allowing merchants to accept payments without requiring a dedicated website.