Ya Ganaste is a Mexican fintech company that operates as a payment acceptance and digital wallet platform primarily serving small businesses and professionals across Latin America. Founded in 2000 by Alejandro Coronado, the company is part of the Pagatodo Holdings group and operates under the umbrella of Banco PagaTodo, a licensed multiple banking institution authorized by Mexico's National Banking and Securities Commission (CNBV). Ya Ganaste's core offering focuses on enabling small merchants and professionals to accept card payments through point-of-sale devices and mobile applications. The platform provides comprehensive tools for payment collection, business operations management, cash flow administration, and customer loyalty programs. The company has expanded its services to include bill payments, mobile phone recharges, money transfers, and cash withdrawals at retail locations. With presence in seven Latin American countries including Mexico, Colombia, Ecuador, Peru, Argentina, Chile, and Spain, Ya Ganaste has reportedly connected over 500,000 affiliated merchants since its inception. The company positions itself as addressing the financial inclusion gap by providing digital payment infrastructure to underserved small businesses. In 2021, Ya Ganaste announced plans to establish a technology center in Bilbao, Spain, while maintaining its headquarters in Lomas de Chapultepec, Mexico City. The company employs over 1,000 people across its operations. Its mobile applications are available on both iOS and Android platforms, with versions tailored for different country markets. The platform is developed by PagaTodo Mobile SAPI de CV and operates with the regulatory backing of Banco PagaTodo's banking license.