FinLoop

FinLoop is a Mexican fintech company operating as a Software as a Service (SaaS) platform specializing in credit management, leasing administration, and financial guarantees for financial institutions. Founded in 2017 and headquartered in San Bernardino Tlaxcalancingo, San Andrés Cholula, Puebla, the company provides comprehensive digital solutions for origination, monitoring, and management of loans and leasing operations. FinLoop operates as Finloop, S.A.P.I. de C.V. S.O.F.O.M. E.N.R., a regulated non-bank financial entity (SOFOM ENR) authorized to provide organized financial services in Mexico. The platform initially focused on facilitating peer-to-peer lending between acquaintances, allowing individuals to formalize informal loans through legally binding contracts via a mobile application. The company has evolved into a B2B2C model, partnering with financial institutions through its Finloop Partners program, where affiliated lenders (SA, SAPI, SOFOM entities) use the platform to manage their credit portfolios. The platform offers credit analysis, identity validation, risk mitigation, automated collection systems, digital contract generation, and compliance with anti-money laundering regulations. FinLoop facilitates loans ranging from 1,000 to 10,000,000 Mexican pesos with terms from 61 days to 120 months, with annual interest rates between 5% and 100%. The company serves individuals, small and medium-sized enterprises (SMEs), and financial institutions. FinLoop has received recognition in the Mexican fintech ecosystem, participating in programs such as Finance Forward Latin America 2021 by Village Capital and MetLife Foundation, and represented Mexico at the Santander X100 event at Web Summit Lisboa. The platform operates through both iOS and Android mobile applications, targeting enhanced financial inclusion across Mexico and Latin America.