MERCADER

Mercader Financial is a Mexican non-bank lending institution operating as a SOFOM ER (Sociedad Financiera de Objeto Múltiple, Entidad Regulada), a regulated multiple-purpose financial company supervised by the Comisión Nacional Bancaria y de Valores. Founded in 1992, the company has accumulated over 30 years of experience in providing credit solutions to small and medium-sized enterprises and businesses across Mexico. Mercader Financial offers a comprehensive range of financing products including simple credit, revolving credit, financial leasing, pure leasing, refactionary credit, financial factoring, and working capital credit. The company specializes in business loans starting from 5 million Mexican pesos with fixed interest rates, and provides financing in both Mexican pesos and US dollars with national coverage. Mercader Financial has diversified its portfolio to serve specific sectors, including the hotel industry through its Credihotel partnership and the taxi and transportation sector. The company operates with financing for vehicles such as cargo trucks, truck tractors, buses, automobiles, motorcycles, and vans. Headquartered in Polanco, Mexico City, at Presidente Masaryk 473, Mercader Financial has received institutional support including a 15 million USD long-term loan from WorldBusiness Capital in 2022 and financing from IDB Invest. The company maintains credit ratings from Moody's Local México and has issued debt securities on the Mexican Stock Exchange. As a SOFOM ER, Mercader Financial operates under stricter regulatory oversight than non-regulated SOFOMs, adhering to quarterly reporting requirements, external audits, and compliance standards while focusing exclusively on credit provision without deposit-taking capabilities. The company employs between 11-50 employees and continues to expand its operations in the Mexican SME financing market.