fintigo

Fintigo is a Mexican crowdfunding platform that operates as a regulated Institución de Financiamiento Colectivo (IFC) under Mexico's Fintech Law. The company connects investors seeking better returns with individuals and businesses who need financing, offering modern and fair alternatives to traditional investment and lending methods through its digital platform. Fintigo received authorization from the Comisión Nacional Bancaria y de Valores (CNBV) in December 2022, and received final approval to begin operations in September 2024 after meeting specific operational conditions. The platform provides both investment opportunities and financing solutions, positioning itself as an intermediary in the collective financing space. Fintigo is based in Mexico City and targets retail investors looking for alternative investment vehicles and borrowers seeking access to capital outside of traditional banking channels. The company's stated mission is to help users achieve their financial dreams through its digital crowdfunding services. As a regulated IFC, Fintigo must comply with strict regulatory requirements set by the CNBV, including anti-money laundering protocols, user protection policies, and risk management standards. The company went through a lengthy authorization process under Mexico's Fintech Law framework, which was enacted in 2018 to provide oversight and consumer protection in the financial technology sector. Fintigo operates in Mexico's growing fintech ecosystem, which includes over 1,100 fintech companies across various segments including payments, lending, crowdfunding, and wealth management.