Rekete

Rekete is a Mexican fintech company based in Cuauhtémoc, Mexico City, that provides B2B financing solutions for small and medium-sized enterprises. The platform operates multiple lending products designed to improve cash flow and enable business growth. Its core offering includes invoice factoring, where businesses can advance payment on their invoices and receive financing in less than 24 hours for amounts up to 500,000 pesos. Rekete also offers a revolving credit line that allows SMEs to access financing without personal guarantees, reducing personal risk while providing predictable cash flow. The company targets businesses with annual revenue exceeding 4.5 million pesos, at least one year of invoicing history, and registration with Mexico's tax authority SAT. Additionally, Rekete provides a Buy Now Pay Later solution for corporate clients, enabling B2B merchants to offer 30, 60, or 90-day interest-free payment terms to their business customers. The company claims to approve 90 percent of corporate applicants and pays merchants the full sale amount within 24 hours, helping businesses increase sales conversion rates and average order values. By handling customer onboarding and credit assessment, Rekete eliminates time-consuming administrative tasks for merchants. The platform addresses a significant market need in Mexico, where SMEs contribute approximately 40 percent of GDP but face substantial barriers accessing traditional credit due to high interest rates and complex application processes. Rekete positions itself as a comprehensive financing partner for Mexican businesses seeking liquidity, working capital management, and customer financing solutions.