Invovest

Invovest is a Mexican fintech platform specializing in digital factoring and supply chain finance solutions. Based in Monterrey, Nuevo Leon, the company operates a digital platform that enables businesses to advance payments to suppliers and receive early payment on invoices. The platform primarily serves small and medium-sized enterprises (SMEs) in Latin America, where approximately 95% of SMEs lack regular access to financial services. Invovest offers multiple financing models including supplier factoring (factoraje a proveedores), invoice advance programs, and early payment programs. The platform allows buyers to manage and control early payment programs, with financing options provided either by the buyer directly or through Invovest's affiliated SOFOM (Sociedad Financiera de Objeto Múltiple). For suppliers, Invovest enables them to advance invoice payments without taking on additional debt, improving cash flow that would otherwise require waiting up to 120 days for payment. The platform integrates directly with Mexican tax authority systems (SAT) and enterprise resource planning (ERP) systems, allowing automatic downloading of CFDIs (Comprobantes Fiscales Digitales por Internet) and streamlined payment scheduling through APIs, manual uploads, or Excel templates. Invovest operates with backing from Grupo Detecno, PSC World, and Fincea Sofom. The platform provides credit line assignments based on tax activity analysis and financial documentation review, with approval processes typically completed within 48 hours. Registration and platform use are free, with costs applied per transaction. The company positions itself as a solution for companies seeking to optimize working capital, strengthen supplier relationships, and improve liquidity management in the Mexican business ecosystem.