Resuelve

Resuelve tu Deuda, also known as Bravo, is a Mexican fintech company founded in 2009 by Javier Velasquez and Juan Pablo Zorrilla that specializes in debt settlement and credit repair services. The company provides financial advisory services to individuals facing over-indebtedness who are unable to pay their debts through traditional means. Resuelve operates a digital platform that analyzes individual debt situations and creates personalized debt settlement plans to help clients reduce both their total debt and monthly payments. The company negotiates directly with banks and credit card companies on behalf of clients to achieve debt settlements with discounts that can reach up to 70 percent. The platform develops customized savings plans for clients, and once sufficient funds are accumulated, the negotiation department works to settle debts with creditors. Throughout the process, the company provides financial coaching and education to help clients improve their personal finance management and rebuild their credit scores. The service includes credit bureau analysis, tailored debt settlement plans, estimates of historical discounts, and digitally signed contracts. Resuelve tu Deuda operates in multiple countries across Latin America and Europe, having helped over 35,000 clients settle their debts. The company has raised approximately 24 million dollars in funding from investors including Alloy Merchant Finance, DILA Capital, GPF Capital, and Credito Real. In September 2023, Resuelve tu Deuda was acquired by Achieve, a US-based financial services company. The platform uses proprietary in-house technology to efficiently manage its client base and maintain operations across its markets.