Salevale

Salevale is a Mexican fintech company that operates a digital lending platform focused on financial inclusion for underserved populations. Founded on November 23, 2015, in Culiacán, Sinaloa, the company was launched at a Coppel store location on Ángel Flores street. Salevale provides credit lines to credit experts (referred to as Experta(o)s en crédito), who then disperse electronic vouchers (vales electrónicos) that can be redeemed for cash or transferred electronically to BanCoppel accounts. These vouchers can be repaid at payment counters in participating Coppel store branches across the region. The company operates under the legal entity Savapre, S.A. de C.V. and maintains its headquarters at Av. Álvaro Obregón No. 719, Miguel Alemán, Culiacán de Rosales, Sinaloa. Salevale has developed a mobile application available on Android and iOS platforms to facilitate its lending operations. The company's business model creates an intermediary layer where trained credit agents serve as the distribution channel for small-value loans to end consumers, particularly those who may lack access to traditional banking services. This agent-based approach allows Salevale to extend financial services into communities that might otherwise be excluded from formal credit markets. The platform connects with Coppel's retail infrastructure, leveraging the department store chain's extensive physical presence throughout Mexico. As of recent estimates, Salevale employs between 51 and 200 people and has expanded beyond its original Culiacán location to serve customers throughout Sinaloa and potentially other regions of Mexico.