Increscendo México

Increscendo México Financial & Services, SAPI de CV, SOFOM, ENR operates as an unregulated multiple-purpose financial company providing credit products to the Mexican market. The company is structured as a SOFOM ENR (Sociedad Financiera de Objeto Múltiple, Entidad No Regulada), a non-bank lending institution under Mexican law that specializes in extending credit without the ability to accept public deposits. Increscendo México focuses primarily on small and medium-sized enterprise lending, offering PYME credit products with competitive rates. As of December 2025, the company advertised an average annual percentage rate of 22.6 percent excluding VAT for its SME credit line. The firm is headquartered in Lomas de Santa Fe, Cuajimalpa de Morelos, Mexico City, at Avenida Vasco de Quiroga 3900. As an ENR entity, Increscendo México operates with greater operational flexibility compared to regulated financial institutions, allowing it to serve niche markets and adapt lending products more rapidly to changing market conditions. The company must maintain registration with CONDUSEF, Mexico's National Commission for the Protection and Defense of Financial Services Users, and comply with anti-money laundering regulations overseen by the National Banking and Securities Commission. While not subject to full banking supervision, the company follows standard SOFOM ENR compliance requirements including reporting borrower information to credit bureaus and maintaining transparent disclosure of product terms and fees through its website.