kredi

Kredi is a digital mortgage fintech platform based in Monterrey, Nuevo León, that aims to transform the home lending process across Latin America. Founded in 2020 by Javier Aldape, Hernán Belden, JC Mercado, and Fernando Nader Giacoman, the company participated in Y Combinator's Winter 2021 cohort and positions itself as the Rocket Mortgage equivalent for the Latin American market. Kredi operates as a marketplace connecting Mexican homebuyers with mortgage lenders, acting as an intermediary between clients and financial institutions to secure loans that best fit their needs and financial situations. The platform digitizes the end-to-end mortgage journey through a fully online experience, offering services including home acquisition loans, mortgage refinancing, and specialized products such as mortgage credit for foreigners without residency. By leveraging technology, Kredi provides automated credit analysis, digital document submission, and real-time status tracking, addressing traditional pain points like manual paperwork, slow approvals, and limited transparency. The company targets tech-savvy individuals and families seeking modern alternatives to traditional bank mortgages, particularly those in regional markets with limited access to in-person banking services. Kredi has raised $5.6 million in funding from investors including Liquid 2 Ventures, Emles Venture Partners, Soma Capital, Amplo, and Harvard Management Company. However, as of February 2026, the company's website indicates it is not currently offering new mortgage credits, serving only existing customers. The platform employs between 51 and 200 people and has originated millions in mortgage loans since its founding.