flexiSoluciones

flexiSoluciones is a Mexican fintech lending company that provides accessible business loans to small and medium-sized enterprises (SMEs) in Mexico. The company focuses on fostering the growth of Mexican SMEs by offering flexible credit solutions tailored to their investment and working capital needs. flexiSoluciones differentiates itself through a personalized approach that combines technology with human interaction. While the company utilizes technological tools for credit evaluation, it emphasizes establishing personal relationships and trust with entrepreneurs through in-person visits and comprehensive interviews at business facilities. The company's lending process includes a 360-degree assessment to understand each client's business profile, investment plans, and unique circumstances. flexiSoluciones offers several flexible features including grace periods for businesses experiencing seasonal liquidity challenges, semi-revolving credit options that allow borrowers to reuse paid capital for new projects, and the ability to request credit line increases for growth initiatives. The company requires borrowers to have a growing business with a solid business model, demonstrated payment capacity, real estate collateral in the Mexico City metropolitan area or Querétaro, and financial information from the previous two years. flexiSoluciones was founded by Alfonso Salazar Aznar, who serves as CEO and brings extensive experience in credit, risk management, and strategic planning from previous roles at Nacional Monte de Piedad, INFONACOT, and McKinsey & Company. The company is based in Álvaro Obregón, Mexico City, and operates as a SOFOM (Sociedad Financiera de Objeto Múltiple). flexiSoluciones has implemented the FinNext Core Banking Solution platform through its partnership with DataVision to enhance its technological capabilities and service delivery.