Flux

Flux Financiera is a Sociedad Financiera de Objeto Múltiple (SOFOM) registered with CONDUSEF that specializes in providing factoraje financiero (factoring) services to small and medium-sized enterprises in Mexico. The company was founded over a decade ago and has been operating in the market for more than ten years. Flux Financiera offers both recourse and non-recourse factoring, enabling businesses to obtain immediate liquidity by advancing payments on their accounts receivable without incurring traditional debt. The company positions itself as a fiduciary financial institution that assigns financing costs based on the risk profile of each client, offering differentiated interest rates for different commercial relationships. Flux Financiera focuses on supporting micro, small and medium enterprises, particularly those that are conscious of their social and environmental impact and that generate employment contributing to sustainable development in Mexico. The company operates through a fully digital application process, offering credit line pre-approval within 48 hours without requiring mortgage guarantees, co-signers, or joint obligors. In 2021, Flux Financiera received recognition from ASOFOM as SOFOM Fintech 2021 for its performance in contributing to the maintenance and growth of Mexican businesses through accessible financing solutions with technology and personalized service. In March 2022, the company achieved Certified B Corporation status with a score of 87.9 on the B Impact Assessment, demonstrating its commitment to generating positive social and environmental impact. As a B Corp, Flux Financiera prioritizes working with companies that share sustainability values and offers preferential rates to businesses conscious of their social and environmental footprint. The company is headquartered in Benito Juárez, Mexico City.