Alivio

Alivio Capital is a Mexican fintech lending company specializing in healthcare financing solutions. Founded in 2009 and headquartered in Monterrey, Nuevo León, the company operates as a SOFOM ENR (Sociedad Financiera de Objeto Múltiple, Entidad No Regulada), an unregulated multiple-purpose financial entity under Mexican law. The company provides personal loans specifically designed to cover medical expenses including treatments, surgeries, hospital stays, medical fees, deductibles, co-insurance, medical equipment, and recovery costs. Alivio Capital targets uninsured and underinsured individuals across Mexico who need financing for healthcare services that are not covered by traditional health insurance. The platform offers a streamlined digital application process with pre-approval decisions delivered within 4-5 minutes and final loan authorization completed within hours. Patients can choose their preferred doctors and hospitals, and Alivio Capital pays healthcare providers directly on behalf of borrowers, eliminating direct patient debt to medical facilities. The company collaborates with a network of over 1,000 doctors and medical institutions nationwide. Loan amounts range from small personal loans to larger financing options, with flexible repayment terms of 6, 12, 18, or 24 months. With over 10 years of market presence, Alivio Capital has issued more than 70,000 loans and serves approximately 9,500 active customers. The company partners with international crowdfunding platform Kiva to extend credit access to low-income populations typically excluded by traditional lenders. Alivio Capital is registered with CONDUSEF (Mexico's financial consumer protection agency) and must comply with anti-money laundering regulations. The company has also participated in international lending marketplaces like Mintos, positioning itself as one of Mexico's largest healthcare lending companies. Founded by entrepreneur Patricio Villarreal Zambrano, Alivio Capital operates with national coverage throughout Mexico.