ALTSCORE

AltScore is a B2B lending infrastructure provider that enables companies to launch and manage digital credit products through its comprehensive API platform. Founded in 2021 and co-founded by Andrés Pérez, Mateo Semerene, and Andrea Pinto, the company operates as a lending-as-a-service platform that digitizes the entire credit lifecycle from onboarding to collections. The company is headquartered in Mexico City with offices at Londres 241, Piso 4, Cuauhtémoc, and maintains operations in Washington DC. AltScore targets B2B companies, particularly those serving small and medium-sized enterprises in Latin America, enabling them to become fintech lenders without building infrastructure from scratch. The platform provides multiple core modules including alternative data APIs that aggregate information from over 50 data sources, AI-driven credit scoring engines, comprehensive KYC and KYB verification accessing 150+ data sources, loan management systems, digital contract generation, automated disbursements, collections tools, and loan renovation capabilities. AltScore leverages alternative credit data including credit bureaus, financial records, tax information, geolocation, mobility patterns, and digital footprint analysis to assess creditworthiness for underbanked populations. The company has raised approximately $12-13.8 million in funding through Series A, with investors including Haymaker Ventures, Kamay Ventures, BuenTrip Ventures, Caffeinated Capital, Far Out Ventures, and Techstars among others. While the company operates across Latin America, it has significant presence in Mexico and Ecuador. AltScore's clients include equipment leasing firms, consumer goods companies, and other B2B enterprises seeking to offer embedded lending to their SME customers, with notable clients including Crossroads Equipment Leasing and Finance, Maxim Commercial Capital, and Graiman.