bliss pago (Rekete)

Rekete is a Mexican fintech company that provides working capital and buy-now-pay-later (BNPL) solutions specifically designed for small and medium enterprises (SMEs). The company operates a dual-service model addressing both merchant and B2B customer financing needs. Rekete's primary offering is a buy-now-pay-later service that allows businesses to offer their corporate clients interest-free credit terms of 30, 60, or 90 days, enabling merchants to close sales while receiving payment within 24 hours. The platform targets B2B transactions, with approval for approximately 90 percent of corporate applicants, and can facilitate sales ranging from 10,000 to 1,000,000 Mexican pesos. For merchants, Rekete provides immediate liquidity solutions through invoice factoring and revolving credit lines that scale with sales volume, paying businesses up to 500,000 pesos within 24 hours without requiring personal guarantees or putting personal assets at risk. The platform eliminates time-consuming tasks such as customer onboarding and credit assessment. Rekete serves businesses with annual revenues exceeding 4.5 million pesos and at least one year of invoicing history, requiring registration with SAT (Mexico's tax authority). The company is based in Benito Juárez, Mexico City. Rekete's services aim to improve cash flow management, increase sales conversion rates by approximately 20 percent, boost average order values by around 60 percent, and enhance purchase frequency for their merchant clients while providing a competitive advantage through embedded financing.