Credix

Credix is a Mexican financial and fiduciary company operating as CREDIX GS, S.A. de C.V., SOFOM, E.N.R., specializing in real estate-backed lending solutions for businesses and entrepreneurs. Founded with over 15 years of experience in the market, the company provides credit lines secured by real estate collateral ranging from 500,000 pesos to 50 million pesos. The company is headquartered in Morelia, Michoacán, with offices throughout Mexico including Ciudad de México, Guadalajara, Monterrey, Chihuahua, San Luis Potosí, and Cancún. Credix targets small and medium-sized enterprises, real estate developers, and local businesses requiring working capital, real estate development financing, factoring, and bridge loans. The company's lending model emphasizes local financial institutions as alternatives to large global banks, combining modern technology with deep knowledge of local economic conditions. Products include working capital lines, real estate development financing, bridge loans for property sales, factoring services that convert accounts receivable into immediate liquidity, and fiduciary services. As a SOFOM E.N.R., Credix does not require authorization from the Ministry of Finance and Public Credit but is supervised by the National Banking and Securities Commission exclusively for prevention and detection of money laundering and terrorist financing. The company maintains strict lending criteria with a 4-to-1 collateral-to-loan ratio and minimum loan amounts of 500,000 pesos, distinguishing itself from smaller consumer lenders in the Mexican market.