Adyen

Adyen is a global payment technology platform headquartered in Amsterdam, Netherlands, that provides end-to-end payment solutions for businesses worldwide. Founded in 2006 by Pieter van der Does and Arnout Schuijff, the company operates with acquiring bank status and enables merchants to accept e-commerce, mobile, in-app, and point-of-sale payments through a unified platform. Adyen integrates the full payments stack including gateway services, risk management, processing, acquiring, and settlement into a single system, eliminating the need for multiple third-party providers. The platform supports over 250 payment methods across approximately 100 countries, including major credit and debit cards, digital wallets, buy-now-pay-later options, bank transfers, and local payment methods. In Mexico specifically, Adyen launched its unified commerce solution in October 2022 with full local acquiring capabilities, enabling direct connections to domestic and international card and banking networks. The company supports Mexican-specific payment methods including OXXO vouchers, Carnet cards, and credit card installment payments from major Mexican banks. Adyen serves a diverse client base ranging from high-growth startups to large multinational corporations including Uber, Spotify, Microsoft, eBay, and Meta. The company generates revenue primarily through transaction-based fees consisting of a fixed processing charge plus a percentage of transaction value, utilizing an interchange++ pricing structure. Listed on Euronext Amsterdam since June 2018, Adyen processed €1.29 trillion in payment volume during 2024, achieving net revenue of approximately €2 billion with an EBITDA margin exceeding 50%. The platform provides merchants with advanced fraud detection through its RevenueProtect module, data analytics for business insights, and tools for revenue optimization. While Adyen is not a Mexican-based company, it maintains operational presence in Mexico with local acquiring infrastructure serving international and domestic businesses operating in the Mexican market.