Bisontec

Bisontec, operating under the legal name Bison Technologies SAPI de CV, is a Mexican fintech company founded in 2013 and headquartered in San Pedro Garza García, Nuevo León. The company specializes in developing and commercializing technology solutions focused on electronic payment methods and transactional platforms. Bisontec's primary product is Paynom, a financial wellness platform that has been operating for over 15 years in the Mexican market. Paynom offers salary-on-demand services, enabling employees of affiliated companies to access instant payroll advances to cover emergencies or financial needs. The platform provides multiple options including daily earned wage access, revolving advances based on a percentage of periodic income, and support for teleworking compliance under Mexican labor reforms. Through both web and mobile applications available on iOS and Android, employees can use authorized short-term credit balances to pay for various services including mobile phone top-ups, utility bills, insurance purchases, and other essential expenses. The company positions itself as a labor welfare and financial inclusion platform, aiming to reduce employee financial stress while helping employers increase productivity and reduce turnover. Beyond payroll advances, Bisontec operates payment infrastructure including electronic payment gateways and payment dispersion systems. The company has announced plans to expand into savings services for small and medium-sized enterprises, particularly targeting opportunities arising from nearshoring trends. Bisontec employs between 11 and 50 people and serves the formal workforce segment across Mexico, targeting the country's more than 20 million formal workers regardless of company size.