CellPay

CellPay is a US-based fintech company that provides payment infrastructure and prepaid financial services primarily targeting underbanked and unbanked populations. The company operates through multiple channels including a handheld terminal device, online portal, mobile applications for iOS and Android, and API integrations with point-of-sale systems. Core services include walk-in bill payment, prepaid wireless top-ups for domestic and international carriers, international mobile recharge to over 200 countries, gift card distribution, cryptocurrency services, and instant peer-to-peer payments using email addresses or phone numbers. The platform is designed for retail merchants to offer these services in-store, creating payment hubs for communities with limited access to traditional banking. CellPay positions itself as serving the 25 percent of US households classified as unbanked or underbanked, providing alternatives to online payments through in-person transaction options. The company offers wholesale services to wireless dealers and retailers, with terminals that integrate bill payment, prepaid wireless, top-ups, gift cards, and crypto access. CellPay also operates the PrepaidStop.com brand for prepaid mobile refills. The business model focuses on enabling small businesses and retail locations to become comprehensive financial service centers through technology integration, though the company appears to be primarily focused on the US market rather than Mexico.