Crema

Crema is a Mexico-based fintech platform founded in 2021 that provides payment solutions specifically designed for freelancers, independent professionals, and remote workers across Latin America. The platform simplifies international payment collection by enabling freelancers to receive payments from international clients through local bank transfers, eliminating the complexity and fees associated with cross-border transactions. Crema targets the growing gig economy in Mexico and Latin America, addressing a critical pain point for independent workers who face delays and complications when collecting payments from clients abroad. The platform allows freelancers to charge clients, track payments, and receive funds on time without the typical hassles of international money transfers. Beyond basic payment processing, Crema offers additional features including flexible payment options, escrow services, and service provider contracts that protect both freelancers and their clients. The company also provides access to financial products based on users' transaction history within the platform, creating a broader financial ecosystem for independent professionals. Crema has raised approximately $1.54 million in funding from investors including Team Ignite Ventures, Techstars, and Connetic Ventures. The company initially focused on Mexico but has expanded its services to users across nearly all Latin American countries. By 2023, Crema had plans to enable local transfers from Chile and Colombia, with further expansion planned for the United States and Canada in 2024. The platform positions itself as a comprehensive financial solution for the underserved freelance and remote work market in Latin America, providing tools that traditionally have been difficult for independent professionals to access.