dLocal

dLocal Limited is a global cross-border payment processing platform headquartered in Montevideo, Uruguay, founded in 2016. The company operates in over 40 emerging markets across Africa, Asia, and Latin America, enabling international merchants to accept and send payments locally through a single API integration. dLocal supports over 900 payment methods including local and international cards, bank transfers, direct debit, cash, digital wallets, and alternative payment methods tailored to each market. In Mexico, the company operates through its regulated subsidiary Demerge Mexico S.A. de C.V., which is registered with the National Banking and Securities Commission (CNBV) and Banco de México as a Payment Aggregator. dLocal supports Mexican payment methods including OXXO cash payments, SPEI bank transfers, CoDi QR code and push notification payments, Mercado Pago wallet, and Kueski Pay buy-now-pay-later installment options. The platform offers both pay-in solutions for accepting payments and pay-out capabilities for disbursements via bank transfers in Mexican pesos. Additionally, dLocal provides specialized solutions including dLocal for Platforms for marketplaces and platforms to onboard users and split funds between multiple parties, Invoice Collection for local currency billing, and a Defense Suite for fraud management. The company serves global enterprises across diverse industries including e-commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and cryptocurrency. dLocal is a publicly traded company (NASDAQ: DLO) that focuses on closing the payments infrastructure gap between global merchants and consumers in high-growth emerging markets.