Factor

Factor Exprés SAPI de CV SOFOM ENR is a Mexican alternative finance institution specializing in factoring and working capital solutions for small and medium-sized enterprises. Founded in 2013 and headquartered in Mexico City, the company operates as a SOFOM ENR (Sociedad Financiera de Objeto Múltiple, Entidad No Regulada), enabling it to provide financial services without requiring federal government authorization. Factor Exprés offers a range of products including factoring services that allow businesses to convert credit sales into immediate cash, revolving credit lines, express credit, simple credit lines, and pure leasing solutions. The company targets SMEs in Mexico that typically lack access to traditional banking sources, focusing on both rural and urban markets. Factor Exprés distinguishes itself through proprietary credit analysis algorithms and specialized risk assessment models, offering a personalized approach that tailors financial products to individual client needs. The firm provides comprehensive financial advisory services alongside its financing products, aiming to build long-term client relationships rather than traditional debtor-creditor arrangements. Factor Exprés receives 100% institutional funding from private equity firms, government agencies, international funds, and Mexican banking institutions. The company has received credit ratings from HR Ratings and was recognized with awards in 2025 for alternative finance provision and revolving credit services. Led by CEO and founder Enrique Presburger, Factor Exprés employs approximately 22 people and maintains offices at Avenida de los Virreyes in the Lomas de Chapultepec area of Mexico City.